Call reports 2012
ADAMS BANK & TRUST — 2012
What ADAMS BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 545,422,000 | 536,470,000 | 532,048,000 | 570,099,000 |
| Total loans | 431,088,000 | 451,349,000 | 457,050,000 | 449,861,000 |
| Allowance for loan losses | 7,770,000 | 7,169,000 | 6,372,000 | 5,963,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 21,415,000 | 29,950,000 | 34,571,000 | 35,955,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 450,709,000 | 441,368,000 | 442,848,000 | 474,894,000 |
| Interest-bearing deposits | 345,545,000 | 345,333,000 | 341,586,000 | 355,639,000 |
| Noninterest-bearing deposits | 105,164,000 | 96,035,000 | 101,262,000 | 119,255,000 |
| Equity capital | 69,035,000 | 69,479,000 | 68,112,000 | 69,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,690,000 | 13,397,000 | 20,228,000 | 26,866,000 |
| Interest expense | 935,000 | 1,771,000 | 2,573,000 | 3,348,000 |
| Net interest income | 5,755,000 | 11,626,000 | 17,655,000 | 23,518,000 |
| Noninterest income | 1,141,000 | 2,387,000 | 3,603,000 | 4,834,000 |
| Noninterest expense | 4,194,000 | 8,531,000 | 13,469,000 | 18,254,000 |
| Provision for loan losses | 728,000 | 1,514,000 | 2,489,000 | 2,869,000 |
| Pretax income | 1,974,000 | 3,968,000 | 5,300,000 | 7,229,000 |
| Income tax | 566,000 | 1,116,000 | 1,564,000 | 2,122,000 |
| Net income | 1,408,000 | 2,852,000 | 3,736,000 | 5,107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,840,000 | 69,296,000 | 67,929,000 | 69,234,000 |
| Total capital | 74,304,000 | 75,006,000 | 73,765,000 | 75,070,000 |
| Risk-weighted assets | 434,845,000 | 455,317,000 | 466,319,000 | 466,745,000 |