Call reports 2011
ADAMS BANK & TRUST — 2011
What ADAMS BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 520,044,000 | 512,571,000 | 512,221,000 | 550,175,000 |
| Total loans | 416,613,000 | 446,775,000 | 456,232,000 | 448,922,000 |
| Allowance for loan losses | 7,183,000 | 7,828,000 | 7,922,000 | 7,825,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,783,000 | 5,818,000 | 14,008,000 | 18,835,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 431,585,000 | 423,118,000 | 413,573,000 | 450,497,000 |
| Interest-bearing deposits | 354,591,000 | 344,803,000 | 331,806,000 | 337,247,000 |
| Noninterest-bearing deposits | 76,995,000 | 78,315,000 | 81,766,000 | 113,250,000 |
| Equity capital | 57,620,000 | 58,637,000 | 67,767,000 | 68,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,780,000 | 13,806,000 | 20,642,000 | 27,621,000 |
| Interest expense | 1,256,000 | 2,469,000 | 3,595,000 | 4,585,000 |
| Net interest income | 5,524,000 | 11,337,000 | 17,047,000 | 23,036,000 |
| Noninterest income | 1,080,000 | 2,260,000 | 3,344,000 | 4,545,000 |
| Noninterest expense | 4,461,000 | 9,036,000 | 13,425,000 | 18,067,000 |
| Provision for loan losses | 928,000 | 1,610,000 | 2,100,000 | 3,270,000 |
| Pretax income | 1,215,000 | 2,951,000 | 4,866,000 | 6,244,000 |
| Income tax | 230,000 | 949,000 | 1,622,000 | 1,949,000 |
| Net income | 985,000 | 2,002,000 | 3,244,000 | 4,295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,760,000 | 57,777,000 | 66,907,000 | 67,926,000 |
| Total capital | 61,998,000 | 63,355,000 | 72,668,000 | 73,610,000 |
| Risk-weighted assets | 417,100,000 | 443,972,000 | 458,738,000 | 452,570,000 |