Call reports 2010
ADAMS BANK & TRUST — 2010
What ADAMS BANK & TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 498,476,000 | 500,604,000 | 509,488,000 | 512,906,000 |
| Total loans | 446,201,000 | 456,377,000 | 452,823,000 | 439,072,000 |
| Allowance for loan losses | 6,666,000 | 7,286,000 | 7,503,000 | 7,567,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,804,000 | 1,804,000 | 1,889,000 | 2,474,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 404,292,000 | 408,341,000 | 415,981,000 | 424,681,000 |
| Interest-bearing deposits | 344,759,000 | 352,216,000 | 353,823,000 | 350,675,000 |
| Noninterest-bearing deposits | 59,534,000 | 56,125,000 | 62,158,000 | 74,005,000 |
| Equity capital | 54,886,000 | 54,843,000 | 56,371,000 | 57,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 7,200,000 | 14,637,000 | 22,120,000 | 29,383,000 |
| Interest expense | 1,654,000 | 3,230,000 | 4,651,000 | 6,166,000 |
| Net interest income | 5,546,000 | 11,407,000 | 17,469,000 | 23,217,000 |
| Noninterest income | 1,122,000 | 2,325,000 | 3,620,000 | 4,808,000 |
| Noninterest expense | 4,289,000 | 8,297,000 | 12,801,000 | 17,575,000 |
| Provision for loan losses | 933,000 | 3,632,000 | 4,551,000 | 5,354,000 |
| Pretax income | 1,446,000 | 1,803,000 | 3,737,000 | 5,096,000 |
| Income tax | 476,000 | 753,000 | 933,000 | 1,328,000 |
| Net income | 970,000 | 1,050,000 | 2,804,000 | 3,768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,209,000 | 54,166,000 | 55,097,000 | 56,200,000 |
| Total capital | 59,858,000 | 59,897,000 | 60,804,000 | 61,702,000 |
| Risk-weighted assets | 450,913,000 | 456,896,000 | 454,751,000 | 438,100,000 |