Call reports 2009
ADAMS BANK & TRUST — 2009
What ADAMS BANK & TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 477,832,000 | 480,007,000 | 494,547,000 | 496,662,000 |
| Total loans | 411,680,000 | 441,876,000 | 455,782,000 | 450,069,000 |
| Allowance for loan losses | 5,998,000 | 6,078,000 | 6,366,000 | 6,137,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,615,000 | 1,204,000 | 1,704,000 | 1,704,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 355,631,000 | 353,265,000 | 377,585,000 | 396,687,000 |
| Interest-bearing deposits | 302,930,000 | 300,411,000 | 319,027,000 | 333,950,000 |
| Noninterest-bearing deposits | 52,700,000 | 52,854,000 | 58,558,000 | 62,737,000 |
| Equity capital | 50,634,000 | 51,635,000 | 52,486,000 | 54,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 7,280,000 | 14,764,000 | 22,481,000 | 30,326,000 |
| Interest expense | 1,977,000 | 3,858,000 | 5,592,000 | 7,284,000 |
| Net interest income | 5,303,000 | 10,906,000 | 16,889,000 | 23,042,000 |
| Noninterest income | 1,045,000 | 2,245,000 | 3,360,000 | 4,622,000 |
| Noninterest expense | 4,016,000 | 8,226,000 | 12,757,000 | 16,994,000 |
| Provision for loan losses | 460,000 | 1,091,000 | 1,729,000 | 2,670,000 |
| Pretax income | 1,872,000 | 3,834,000 | 5,763,000 | 8,000,000 |
| Income tax | 718,000 | 1,367,000 | 2,071,000 | 2,624,000 |
| Net income | 1,154,000 | 2,467,000 | 3,692,000 | 5,376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,126,000 | 51,127,000 | 51,978,000 | 53,368,000 |
| Total capital | 55,444,000 | 56,736,000 | 57,747,000 | 59,070,000 |
| Risk-weighted assets | 424,744,000 | 448,255,000 | 460,941,000 | 455,762,000 |