Call reports 2002
ADAMS BANK & TRUST — 2002
What ADAMS BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 264,080,000 | 271,094,000 | 272,250,000 | 279,648,000 |
| Total loans | 215,340,000 | 225,997,000 | 234,620,000 | 220,407,000 |
| Allowance for loan losses | 3,705,000 | 3,837,000 | 4,199,000 | 3,587,000 |
| Securities available for sale | 23,711,000 | 28,471,000 | 13,743,000 | 19,741,000 |
| Securities held to maturity | 41,000 | 34,000 | 32,000 | 31,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,129,000 | 217,382,000 | 222,352,000 | 230,913,000 |
| Interest-bearing deposits | 191,417,000 | 192,910,000 | 195,573,000 | 196,966,000 |
| Noninterest-bearing deposits | 24,712,000 | 24,472,000 | 26,779,000 | 33,947,000 |
| Equity capital | 25,128,000 | 25,522,000 | 25,320,000 | 21,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,784,000 | 9,814,000 | 14,930,000 | 19,573,000 |
| Interest expense | 1,614,000 | 3,152,000 | 4,719,000 | 6,189,000 |
| Net interest income | 3,170,000 | 6,662,000 | 10,211,000 | 13,384,000 |
| Noninterest income | 789,000 | 1,528,000 | 2,327,000 | 3,125,000 |
| Noninterest expense | 2,331,000 | 4,755,000 | 7,215,000 | 10,053,000 |
| Provision for loan losses | 170,000 | 362,000 | 685,000 | 1,921,000 |
| Pretax income | 1,458,000 | 3,073,000 | 4,638,000 | 4,535,000 |
| Income tax | 499,000 | 1,023,000 | 1,553,000 | 1,430,000 |
| Net income | 959,000 | 2,050,000 | 3,085,000 | 3,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,285,000 | 25,177,000 | 24,911,000 | 21,497,000 |
| Total capital | 27,980,000 | 27,996,000 | 27,803,000 | 24,328,000 |
| Risk-weighted assets | 214,571,000 | 224,491,000 | 230,068,000 | 225,735,000 |