Call reports 2001
ADAMS BANK & TRUST — 2001
What ADAMS BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 260,600,000 | 251,926,000 | 261,944,000 | 265,510,000 |
| Total loans | 212,277,000 | 216,524,000 | 222,793,000 | 219,839,000 |
| Allowance for loan losses | 3,473,000 | 3,542,000 | 3,717,000 | 3,650,000 |
| Securities available for sale | 27,223,000 | 7,664,000 | 13,533,000 | 17,123,000 |
| Securities held to maturity | 913,000 | 91,000 | 73,000 | 60,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,426,000 | 198,359,000 | 209,724,000 | 215,632,000 |
| Interest-bearing deposits | 176,015,000 | 177,395,000 | 185,702,000 | 186,012,000 |
| Noninterest-bearing deposits | 21,411,000 | 20,964,000 | 24,022,000 | 29,620,000 |
| Equity capital | 23,511,000 | 24,083,000 | 24,845,000 | 25,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,450,000 | 10,833,000 | 16,087,000 | 21,212,000 |
| Interest expense | 2,659,000 | 5,070,000 | 7,335,000 | 9,246,000 |
| Net interest income | 2,791,000 | 5,763,000 | 8,752,000 | 11,966,000 |
| Noninterest income | 637,000 | 1,331,000 | 1,955,000 | 2,664,000 |
| Noninterest expense | 2,192,000 | 4,546,000 | 6,868,000 | 9,472,000 |
| Provision for loan losses | 172,000 | 470,000 | 731,000 | 896,000 |
| Pretax income | 1,064,000 | 2,078,000 | 3,108,000 | 4,262,000 |
| Income tax | 354,000 | 785,000 | 1,082,000 | 1,374,000 |
| Net income | 710,000 | 1,293,000 | 2,026,000 | 2,888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,473,000 | 24,083,000 | 24,803,000 | 25,327,000 |
| Total capital | 26,124,000 | 26,789,000 | 27,589,000 | 28,124,000 |
| Risk-weighted assets | 211,245,000 | 215,622,000 | 221,958,000 | 222,882,000 |