Call reports 2026
FIRST NATIONAL BANK OF RAYMOND, THE — 2026
What FIRST NATIONAL BANK OF RAYMOND, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 184,679,000 | 187,057,000 |
| Total loans | 92,545,000 | 82,677,000 |
| Allowance for loan losses | 1,017,000 | 1,062,000 |
| Securities available for sale | 81,761,000 | 86,377,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 169,920,000 | 172,292,000 |
| Interest-bearing deposits | 116,228,000 | 117,398,000 |
| Noninterest-bearing deposits | 53,692,000 | 54,894,000 |
| Equity capital | 13,957,000 | 13,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,013,000 | 4,042,000 |
| Interest expense | 411,000 | 832,000 |
| Net interest income | 1,602,000 | 3,210,000 |
| Noninterest income | 166,000 | 293,000 |
| Noninterest expense | 1,123,000 | 2,281,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 645,000 | 1,222,000 |
| Income tax | 0 | 0 |
| Net income | 645,000 | 1,222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 20,749,000 | 21,107,000 |