Call reports 2025
FIRST NATIONAL BANK OF RAYMOND, THE — 2025
What FIRST NATIONAL BANK OF RAYMOND, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 175,165,000 | 178,809,000 | 181,780,000 | 179,699,000 |
| Total loans | 87,255,000 | 80,312,000 | 81,512,000 | 91,015,000 |
| Allowance for loan losses | 935,000 | 935,000 | 935,000 | 1,017,000 |
| Securities available for sale | 77,805,000 | 77,158,000 | 80,178,000 | 81,420,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,012,000 | 167,526,000 | 167,858,000 | 164,183,000 |
| Interest-bearing deposits | 112,862,000 | 119,551,000 | 120,533,000 | 113,753,000 |
| Noninterest-bearing deposits | 46,150,000 | 47,975,000 | 47,325,000 | 50,430,000 |
| Equity capital | 10,371,000 | 10,476,000 | 13,105,000 | 13,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,971,000 | 3,925,000 | 5,912,000 | 7,875,000 |
| Interest expense | 505,000 | 955,000 | 1,396,000 | 1,828,000 |
| Net interest income | 1,466,000 | 2,970,000 | 4,516,000 | 6,047,000 |
| Noninterest income | 139,000 | 263,000 | 382,000 | 518,000 |
| Noninterest expense | 1,104,000 | 2,242,000 | 3,337,000 | 4,481,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 478,000 | 968,000 | 1,515,000 | 1,999,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 478,000 | 968,000 | 1,515,000 | 1,999,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,812,000 | 20,162,000 | 20,524,000 | 20,374,000 |