Call reports 2024
FIRST NATIONAL BANK OF RAYMOND, THE — 2024
What FIRST NATIONAL BANK OF RAYMOND, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 176,559,000 | 171,898,000 | 173,506,000 | 174,410,000 |
| Total loans | 85,485,000 | 82,109,000 | 83,042,000 | 86,764,000 |
| Allowance for loan losses | 973,000 | 973,000 | 955,000 | 934,000 |
| Securities available for sale | 85,249,000 | 83,609,000 | 84,412,000 | 80,461,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,134,000 | 155,050,000 | 157,482,000 | 155,294,000 |
| Interest-bearing deposits | 116,483,000 | 114,158,000 | 117,261,000 | 111,534,000 |
| Noninterest-bearing deposits | 42,651,000 | 40,892,000 | 40,221,000 | 43,760,000 |
| Equity capital | 8,943,000 | 9,064,000 | 11,741,000 | 9,268,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,818,000 | 3,606,000 | 5,398,000 | 7,270,000 |
| Interest expense | 514,000 | 977,000 | 1,453,000 | 1,948,000 |
| Net interest income | 1,304,000 | 2,629,000 | 3,945,000 | 5,322,000 |
| Noninterest income | 151,000 | 281,000 | 415,000 | 541,000 |
| Noninterest expense | 1,141,000 | 2,234,000 | 3,362,000 | 4,492,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 289,000 | 651,000 | 973,000 | 1,346,000 |
| Income tax | 17,000 | 17,000 | 17,000 | 17,000 |
| Net income | 272,000 | 634,000 | 956,000 | 1,329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,143,000 | 19,337,000 | 19,561,000 | 19,512,000 |