Call reports 2023
FIRST NATIONAL BANK OF RAYMOND, THE — 2023
What FIRST NATIONAL BANK OF RAYMOND, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 182,951,000 | 178,981,000 | 176,415,000 | 182,472,000 |
| Total loans | 80,775,000 | 78,839,000 | 82,028,000 | 88,463,000 |
| Allowance for loan losses | 930,000 | 998,000 | 999,000 | 999,000 |
| Securities available for sale | 92,947,000 | 90,582,000 | 86,511,000 | 87,643,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,947,000 | 170,790,000 | 170,228,000 | 160,055,000 |
| Interest-bearing deposits | 122,103,000 | 122,002,000 | 123,467,000 | 116,871,000 |
| Noninterest-bearing deposits | 49,844,000 | 48,788,000 | 46,761,000 | 43,184,000 |
| Equity capital | 8,166,000 | 7,840,000 | 5,769,000 | 9,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,569,000 | 3,113,000 | 4,692,000 | 6,372,000 |
| Interest expense | 248,000 | 501,000 | 764,000 | 1,179,000 |
| Net interest income | 1,321,000 | 2,612,000 | 3,928,000 | 5,193,000 |
| Noninterest income | 152,000 | 282,000 | 416,000 | 600,000 |
| Noninterest expense | 1,144,000 | 2,158,000 | 3,246,000 | 4,307,000 |
| Provision for loan losses | 9,000 | 9,000 | 9,000 | 9,000 |
| Pretax income | 320,000 | 710,000 | 1,072,000 | 1,460,000 |
| Income tax | 18,000 | 18,000 | 18,000 | 18,000 |
| Net income | 302,000 | 692,000 | 1,054,000 | 1,442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,505,000 | 18,851,000 | 19,071,000 | 18,965,000 |