Call reports 2022
FIRST NATIONAL BANK OF RAYMOND, THE — 2022
What FIRST NATIONAL BANK OF RAYMOND, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 189,581,000 | 186,671,000 | 177,282,000 | 182,933,000 |
| Total loans | 84,379,000 | 74,659,000 | 77,860,000 | 82,782,000 |
| Allowance for loan losses | 937,000 | 954,000 | 952,000 | 946,000 |
| Securities available for sale | 86,452,000 | 90,181,000 | 94,897,000 | 94,274,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,107,000 | 178,973,000 | 170,702,000 | 168,900,000 |
| Interest-bearing deposits | 126,740,000 | 124,849,000 | 123,765,000 | 120,542,000 |
| Noninterest-bearing deposits | 49,367,000 | 54,124,000 | 46,937,000 | 48,358,000 |
| Equity capital | 13,277,000 | 7,538,000 | 5,760,000 | 7,790,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,229,000 | 2,555,000 | 3,954,000 | 5,386,000 |
| Interest expense | 89,000 | 173,000 | 253,000 | 421,000 |
| Net interest income | 1,140,000 | 2,382,000 | 3,701,000 | 4,965,000 |
| Noninterest income | 163,000 | 303,000 | 449,000 | 586,000 |
| Noninterest expense | 1,073,000 | 2,035,000 | 3,038,000 | 4,031,000 |
| Provision for loan losses | 31,000 | 31,000 | 31,000 | 31,000 |
| Pretax income | 199,000 | 619,000 | 1,081,000 | 1,489,000 |
| Income tax | 22,000 | 22,000 | 22,000 | 22,000 |
| Net income | 177,000 | 597,000 | 1,059,000 | 1,467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,670,000 | 18,046,000 | 18,399,000 | 18,394,000 |