Call reports 2021
FIRST NATIONAL BANK OF RAYMOND, THE — 2021
What FIRST NATIONAL BANK OF RAYMOND, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 181,043,000 | 181,425,000 | 178,937,000 | 175,525,000 |
| Total loans | 81,689,000 | 81,023,000 | 76,662,000 | 84,302,000 |
| Allowance for loan losses | 889,000 | 885,000 | 888,000 | 898,000 |
| Securities available for sale | 80,502,000 | 90,710,000 | 96,257,000 | 85,073,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,615,000 | 162,481,000 | 159,363,000 | 157,222,000 |
| Interest-bearing deposits | 118,167,000 | 118,082,000 | 118,119,000 | 115,583,000 |
| Noninterest-bearing deposits | 44,448,000 | 44,399,000 | 41,244,000 | 41,639,000 |
| Equity capital | 18,215,000 | 18,784,000 | 19,394,000 | 18,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,469,000 | 2,820,000 | 4,041,000 | 5,228,000 |
| Interest expense | 130,000 | 245,000 | 347,000 | 443,000 |
| Net interest income | 1,339,000 | 2,575,000 | 3,694,000 | 4,785,000 |
| Noninterest income | 179,000 | 326,000 | 478,000 | 603,000 |
| Noninterest expense | 1,066,000 | 1,870,000 | 2,785,000 | 3,678,000 |
| Provision for loan losses | 90,000 | 90,000 | 90,000 | 90,000 |
| Pretax income | 390,000 | 1,013,000 | 1,369,000 | 1,734,000 |
| Income tax | 18,000 | 18,000 | 18,000 | 18,000 |
| Net income | 372,000 | 995,000 | 1,351,000 | 1,716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,053,000 | 17,431,000 | 17,745,000 | 17,517,000 |