Call reports 2020
FIRST NATIONAL BANK OF RAYMOND, THE — 2020
What FIRST NATIONAL BANK OF RAYMOND, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 149,412,000 | 165,722,000 | 166,649,000 | 169,957,000 |
| Total loans | 82,302,000 | 78,830,000 | 78,325,000 | 78,852,000 |
| Allowance for loan losses | 758,000 | 788,000 | 793,000 | 796,000 |
| Securities available for sale | 59,410,000 | 68,217,000 | 79,480,000 | 78,334,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,577,000 | 142,740,000 | 143,604,000 | 146,910,000 |
| Interest-bearing deposits | 0 | 107,075,000 | 108,920,000 | 110,101,000 |
| Noninterest-bearing deposits | 133,577,000 | 35,665,000 | 34,684,000 | 36,809,000 |
| Equity capital | 15,657,000 | 18,841,000 | 18,850,000 | 18,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,444,000 | 2,934,000 | 4,220,000 | 5,478,000 |
| Interest expense | 193,000 | 376,000 | 547,000 | 702,000 |
| Net interest income | 1,251,000 | 2,558,000 | 3,673,000 | 4,776,000 |
| Noninterest income | 144,000 | 285,000 | 469,000 | 664,000 |
| Noninterest expense | 1,017,000 | 1,942,000 | 2,924,000 | 3,941,000 |
| Provision for loan losses | 62,000 | 87,000 | 87,000 | 88,000 |
| Pretax income | 321,000 | 819,000 | 1,134,000 | 1,414,000 |
| Income tax | 5,000 | 5,000 | 5,000 | 5,000 |
| Net income | 316,000 | 814,000 | 1,129,000 | 1,409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,812,000 | 17,115,000 | 16,938,000 | 16,674,000 |
| Total capital | 17,570,000 | 17,903,000 | 17,731,000 | 17,470,000 |
| Risk-weighted assets | 98,871,000 | 95,253,000 | 99,704,000 | 98,951,000 |