Call reports 2019
FIRST NATIONAL BANK OF RAYMOND, THE — 2019
What FIRST NATIONAL BANK OF RAYMOND, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 147,879,000 | 146,602,000 | 149,590,000 | 149,373,000 |
| Total loans | 88,620,000 | 92,735,000 | 81,893,000 | 83,948,000 |
| Allowance for loan losses | 685,000 | 1,611,000 | 679,000 | 692,000 |
| Securities available for sale | 50,670,000 | 49,933,000 | 58,417,000 | 57,146,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,557,000 | 128,769,000 | 132,561,000 | 132,232,000 |
| Interest-bearing deposits | 100,813,000 | 99,290,000 | 102,004,000 | 100,572,000 |
| Noninterest-bearing deposits | 30,744,000 | 29,479,000 | 30,557,000 | 31,660,000 |
| Equity capital | 16,121,000 | 16,400,000 | 16,874,000 | 16,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,396,000 | 2,792,000 | 4,223,000 | 5,636,000 |
| Interest expense | 166,000 | 344,000 | 531,000 | 725,000 |
| Net interest income | 1,230,000 | 2,448,000 | 3,692,000 | 4,911,000 |
| Noninterest income | 170,000 | 319,000 | 487,000 | 653,000 |
| Noninterest expense | 1,011,000 | 1,982,000 | 2,947,000 | 3,943,000 |
| Provision for loan losses | 51,000 | 952,000 | 952,000 | 952,000 |
| Pretax income | 338,000 | -170,000 | 273,000 | 672,000 |
| Income tax | 16,000 | 16,000 | 16,000 | 16,000 |
| Net income | 322,000 | -186,000 | 257,000 | 656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,710,000 | 16,083,000 | 16,434,000 | 16,589,000 |
| Total capital | 17,395,000 | 17,374,000 | 17,113,000 | 17,281,000 |
| Risk-weighted assets | 100,550,000 | 102,989,000 | 95,396,000 | 106,545,000 |