Call reports 2018
FIRST NATIONAL BANK OF RAYMOND, THE — 2018
What FIRST NATIONAL BANK OF RAYMOND, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 146,022,000 | 142,362,000 | 142,336,000 | 145,555,000 |
| Total loans | 94,668,000 | 87,071,000 | 85,053,000 | 88,182,000 |
| Allowance for loan losses | 701,000 | 699,000 | 614,000 | 645,000 |
| Securities available for sale | 41,750,000 | 44,936,000 | 49,494,000 | 49,804,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,176,000 | 127,432,000 | 127,357,000 | 130,301,000 |
| Interest-bearing deposits | 99,587,000 | 98,596,000 | 100,185,000 | 98,176,000 |
| Noninterest-bearing deposits | 30,589,000 | 28,836,000 | 27,172,000 | 32,125,000 |
| Equity capital | 14,671,000 | 14,809,000 | 14,839,000 | 15,062,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,305,000 | 2,646,000 | 3,974,000 | 5,345,000 |
| Interest expense | 118,000 | 241,000 | 373,000 | 522,000 |
| Net interest income | 1,187,000 | 2,405,000 | 3,601,000 | 4,823,000 |
| Noninterest income | 209,000 | 376,000 | 520,000 | 682,000 |
| Noninterest expense | 998,000 | 2,041,000 | 2,978,000 | 3,962,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 55,000 |
| Pretax income | 393,000 | 735,000 | 1,138,000 | 1,488,000 |
| Income tax | 15,000 | 15,000 | 15,000 | 15,000 |
| Net income | 378,000 | 720,000 | 1,123,000 | 1,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,198,000 | 16,395,000 | 16,705,000 | 16,381,000 |
| Total capital | 16,899,000 | 17,094,000 | 17,319,000 | 17,026,000 |
| Risk-weighted assets | 102,890,000 | 95,964,000 | 96,006,000 | 101,013,000 |