Call reports 2017
FIRST NATIONAL BANK OF RAYMOND, THE — 2017
What FIRST NATIONAL BANK OF RAYMOND, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 143,643,000 | 143,315,000 | 144,799,000 | 143,573,000 |
| Total loans | 93,336,000 | 93,902,000 | 92,652,000 | 91,628,000 |
| Allowance for loan losses | 687,000 | 701,000 | 693,000 | 693,000 |
| Securities available for sale | 43,335,000 | 41,476,000 | 45,365,000 | 43,623,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,621,000 | 125,450,000 | 126,773,000 | 127,225,000 |
| Interest-bearing deposits | 99,194,000 | 99,780,000 | 100,670,000 | 98,070,000 |
| Noninterest-bearing deposits | 27,427,000 | 25,670,000 | 26,103,000 | 29,155,000 |
| Equity capital | 14,854,000 | 15,732,000 | 15,851,000 | 15,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,228,000 | 2,485,000 | 3,764,000 | 5,038,000 |
| Interest expense | 106,000 | 217,000 | 333,000 | 453,000 |
| Net interest income | 1,122,000 | 2,268,000 | 3,431,000 | 4,585,000 |
| Noninterest income | 193,000 | 387,000 | 593,000 | 779,000 |
| Noninterest expense | 1,056,000 | 2,024,000 | 2,952,000 | 3,896,000 |
| Provision for loan losses | 78,000 | 157,000 | 157,000 | 157,000 |
| Pretax income | 181,000 | 467,000 | 908,000 | 1,304,000 |
| Income tax | 13,000 | 13,000 | 13,000 | 13,000 |
| Net income | 168,000 | 454,000 | 895,000 | 1,291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,876,000 | 16,017,000 | 16,200,000 | 15,963,000 |
| Total capital | 16,563,000 | 16,718,000 | 16,893,000 | 16,656,000 |
| Risk-weighted assets | 101,917,000 | 101,702,000 | 101,317,000 | 101,337,000 |