Call reports 2016
FIRST NATIONAL BANK OF RAYMOND, THE — 2016
What FIRST NATIONAL BANK OF RAYMOND, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 139,652,000 | 138,666,000 | 139,816,000 | 142,442,000 |
| Total loans | 89,157,000 | 89,638,000 | 89,304,000 | 90,367,000 |
| Allowance for loan losses | 715,000 | 675,000 | 673,000 | 670,000 |
| Securities available for sale | 41,462,000 | 41,426,000 | 43,261,000 | 40,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,819,000 | 122,342,000 | 123,314,000 | 125,795,000 |
| Interest-bearing deposits | 97,869,000 | 97,334,000 | 99,365,000 | 98,037,000 |
| Noninterest-bearing deposits | 25,950,000 | 25,008,000 | 23,949,000 | 27,758,000 |
| Equity capital | 15,678,000 | 16,201,000 | 16,337,000 | 14,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,194,000 | 2,374,000 | 3,551,000 | 4,720,000 |
| Interest expense | 95,000 | 193,000 | 295,000 | 398,000 |
| Net interest income | 1,099,000 | 2,181,000 | 3,256,000 | 4,322,000 |
| Noninterest income | 197,000 | 378,000 | 575,000 | 779,000 |
| Noninterest expense | 1,040,000 | 1,947,000 | 2,878,000 | 3,846,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 256,000 | 614,000 | 983,000 | 1,277,000 |
| Income tax | 16,000 | 16,000 | 16,000 | 16,000 |
| Net income | 240,000 | 598,000 | 967,000 | 1,261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,566,000 | 15,795,000 | 16,071,000 | 15,700,000 |
| Total capital | 16,281,000 | 16,470,000 | 16,744,000 | 16,370,000 |
| Risk-weighted assets | 94,943,000 | 94,762,000 | 95,749,000 | 98,693,000 |