Call reports 2015
FIRST NATIONAL BANK OF RAYMOND, THE — 2015
What FIRST NATIONAL BANK OF RAYMOND, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 143,946,000 | 139,730,000 | 141,774,000 | 137,767,000 |
| Total loans | 88,661,000 | 87,072,000 | 91,070,000 | 92,938,000 |
| Allowance for loan losses | 692,000 | 760,000 | 755,000 | 757,000 |
| Securities available for sale | 49,837,000 | 47,403,000 | 45,334,000 | 35,944,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,777,000 | 124,823,000 | 125,014,000 | 122,378,000 |
| Interest-bearing deposits | 101,224,000 | 98,785,000 | 99,367,000 | 94,584,000 |
| Noninterest-bearing deposits | 27,553,000 | 26,038,000 | 25,647,000 | 27,794,000 |
| Equity capital | 15,019,000 | 14,763,000 | 15,271,000 | 15,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,203,000 | 2,367,000 | 3,546,000 | 4,763,000 |
| Interest expense | 110,000 | 216,000 | 319,000 | 418,000 |
| Net interest income | 1,093,000 | 2,151,000 | 3,227,000 | 4,345,000 |
| Noninterest income | 216,000 | 413,000 | 637,000 | 862,000 |
| Noninterest expense | 1,034,000 | 1,972,000 | 2,919,000 | 3,763,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 284,000 | 602,000 | 946,000 | 1,429,000 |
| Income tax | 13,000 | 13,000 | 13,000 | 13,000 |
| Net income | 271,000 | 589,000 | 933,000 | 1,416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,054,000 | 15,278,000 | 15,493,000 | 15,319,000 |
| Total capital | 15,746,000 | 16,038,000 | 16,248,000 | 16,076,000 |
| Risk-weighted assets | 96,972,000 | 97,764,000 | 97,220,000 | 97,634,000 |