Call reports 2013
FIRST NATIONAL BANK OF RAYMOND, THE — 2013
What FIRST NATIONAL BANK OF RAYMOND, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 152,724,000 | 150,171,000 | 147,172,000 | 142,852,000 |
| Total loans | 76,433,000 | 75,389,000 | 78,373,000 | 84,887,000 |
| Allowance for loan losses | 683,000 | 685,000 | 675,000 | 725,000 |
| Securities available for sale | 69,028,000 | 68,331,000 | 61,961,000 | 50,637,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,896,000 | 137,086,000 | 134,687,000 | 130,444,000 |
| Interest-bearing deposits | 111,832,000 | 112,440,000 | 111,420,000 | 104,517,000 |
| Noninterest-bearing deposits | 26,064,000 | 24,646,000 | 23,267,000 | 25,927,000 |
| Equity capital | 14,665,000 | 12,915,000 | 12,319,000 | 12,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,306,000 | 2,593,000 | 3,863,000 | 5,154,000 |
| Interest expense | 185,000 | 362,000 | 532,000 | 685,000 |
| Net interest income | 1,121,000 | 2,231,000 | 3,331,000 | 4,469,000 |
| Noninterest income | 186,000 | 350,000 | 526,000 | 1,021,000 |
| Noninterest expense | 982,000 | 1,876,000 | 2,724,000 | 3,663,000 |
| Provision for loan losses | 0 | 0 | 0 | 66,000 |
| Pretax income | 339,000 | 783,000 | 1,238,000 | 1,915,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 339,000 | 783,000 | 1,238,000 | 1,915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,821,000 | 14,166,000 | 14,421,000 | 14,397,000 |
| Total capital | 14,504,000 | 14,851,000 | 15,096,000 | 15,122,000 |
| Risk-weighted assets | 102,000,000 | 103,209,000 | 104,376,000 | 108,643,000 |