Call reports 2012
FIRST NATIONAL BANK OF RAYMOND, THE — 2012
What FIRST NATIONAL BANK OF RAYMOND, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 143,781,000 | 142,880,000 | 143,059,000 | 147,522,000 |
| Total loans | 73,133,000 | 71,424,000 | 74,129,000 | 77,337,000 |
| Allowance for loan losses | 664,000 | 662,000 | 667,000 | 680,000 |
| Securities available for sale | 57,220,000 | 65,559,000 | 59,525,000 | 55,981,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,524,000 | 127,856,000 | 127,655,000 | 132,740,000 |
| Interest-bearing deposits | 105,984,000 | 106,508,000 | 106,930,000 | 105,999,000 |
| Noninterest-bearing deposits | 23,540,000 | 21,348,000 | 20,725,000 | 26,741,000 |
| Equity capital | 14,078,000 | 14,419,000 | 15,242,000 | 14,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,374,000 | 2,706,000 | 4,078,000 | 5,411,000 |
| Interest expense | 248,000 | 482,000 | 708,000 | 912,000 |
| Net interest income | 1,126,000 | 2,224,000 | 3,370,000 | 4,499,000 |
| Noninterest income | 218,000 | 414,000 | 570,000 | 723,000 |
| Noninterest expense | 814,000 | 1,659,000 | 2,509,000 | 3,412,000 |
| Provision for loan losses | 58,000 | 58,000 | 87,000 | 102,000 |
| Pretax income | 566,000 | 1,092,000 | 1,658,000 | 2,070,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 566,000 | 1,092,000 | 1,658,000 | 2,070,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,853,000 | 13,130,000 | 13,695,000 | 13,482,000 |
| Total capital | 13,517,000 | 13,792,000 | 14,362,000 | 14,162,000 |
| Risk-weighted assets | 107,607,000 | 105,015,000 | 105,594,000 | 101,721,000 |