Call reports 2008
FIRST NATIONAL BANK OF RAYMOND, THE — 2008
What FIRST NATIONAL BANK OF RAYMOND, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 110,629,000 | 109,093,000 | 108,904,000 | 113,732,000 |
| Total loans | 64,001,000 | 64,691,000 | 66,144,000 | 69,158,000 |
| Allowance for loan losses | 601,000 | 575,000 | 535,000 | 622,000 |
| Securities available for sale | 34,752,000 | 35,653,000 | 32,867,000 | 37,137,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,017,000 | 98,418,000 | 97,526,000 | 101,733,000 |
| Interest-bearing deposits | 82,912,000 | 82,515,000 | 83,053,000 | 85,652,000 |
| Noninterest-bearing deposits | 16,105,000 | 15,903,000 | 14,473,000 | 16,081,000 |
| Equity capital | 11,309,000 | 10,417,000 | 11,172,000 | 11,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,588,000 | 3,159,000 | 4,704,000 | 6,240,000 |
| Interest expense | 653,000 | 1,257,000 | 1,843,000 | 2,422,000 |
| Net interest income | 935,000 | 1,902,000 | 2,861,000 | 3,818,000 |
| Noninterest income | 194,000 | 374,000 | 498,000 | 649,000 |
| Noninterest expense | 857,000 | 1,677,000 | 2,457,000 | 3,243,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 110,000 |
| Pretax income | 285,000 | 612,000 | 973,000 | 1,208,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 285,000 | 612,000 | 973,000 | 1,208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,733,000 | 10,794,000 | 11,025,000 | 10,681,000 |
| Total capital | 11,334,000 | 11,369,000 | 11,560,000 | 11,303,000 |
| Risk-weighted assets | 89,489,000 | 91,997,000 | 89,353,000 | 95,062,000 |