Call reports 2005

FIRST NATIONAL BANK OF RAYMOND, THE — 2005

Name: FIRST NATIONAL BANK OF RAYMOND, THE — FFIEC call report 2005
Creator: FIRST NATIONAL BANK OF RAYMOND, THE

What FIRST NATIONAL BANK OF RAYMOND, THE reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/edbcb0dc-4e75-47c8-8fd6-4a007a3b8e54/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	102,730,000	102,404,000	104,941,000	104,017,000
Total loans	57,005,000	57,744,000	57,276,000	58,342,000
Allowance for loan losses	590,000	567,000	543,000	557,000
Securities available for sale	39,680,000	36,106,000	37,137,000	38,262,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	89,079,000	88,207,000	90,995,000	88,096,000
Interest-bearing deposits	74,672,000	75,110,000	77,109,000	73,433,000
Noninterest-bearing deposits	14,407,000	13,097,000	13,886,000	14,663,000
Equity capital	12,336,000	12,703,000	12,450,000	12,323,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	1,309,000	2,648,000	3,975,000	5,348,000
Interest expense	358,000	725,000	1,113,000	1,519,000
Net interest income	951,000	1,923,000	2,862,000	3,829,000
Noninterest income	157,000	298,000	486,000	638,000
Noninterest expense	750,000	1,488,000	2,224,000	3,033,000
Provision for loan losses	0	0	0	27,000
Pretax income	361,000	774,000	1,165,000	1,448,000
Income tax	89,000	205,000	316,000	389,000
Net income	272,000	569,000	849,000	1,059,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	12,634,000	12,856,000	12,701,000	12,777,000
Total capital	13,224,000	13,423,000	13,244,000	13,334,000
Risk-weighted assets	76,265,000	75,894,000	75,712,000	83,383,000