Call reports 2004

FIRST NATIONAL BANK OF RAYMOND, THE — 2004

Name: FIRST NATIONAL BANK OF RAYMOND, THE — FFIEC call report 2004
Creator: FIRST NATIONAL BANK OF RAYMOND, THE

What FIRST NATIONAL BANK OF RAYMOND, THE reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/edbcb0dc-4e75-47c8-8fd6-4a007a3b8e54/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	105,285,000	103,586,000	101,944,000	104,105,000
Total loans	57,125,000	58,279,000	59,149,000	58,471,000
Allowance for loan losses	658,000	591,000	533,000	584,000
Securities available for sale	41,119,000	37,762,000	36,881,000	39,240,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	91,362,000	90,603,000	88,182,000	90,214,000
Interest-bearing deposits	77,806,000	77,721,000	76,394,000	76,054,000
Noninterest-bearing deposits	13,556,000	12,882,000	11,788,000	14,160,000
Equity capital	12,271,000	11,628,000	12,379,000	12,493,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	1,322,000	2,644,000	3,972,000	5,432,000
Interest expense	418,000	800,000	1,168,000	1,535,000
Net interest income	904,000	1,844,000	2,804,000	3,897,000
Noninterest income	181,000	350,000	560,000	752,000
Noninterest expense	740,000	1,475,000	2,156,000	2,986,000
Provision for loan losses	0	0	0	35,000
Pretax income	390,000	799,000	1,276,000	1,717,000
Income tax	100,000	210,000	350,000	472,000
Net income	290,000	589,000	926,000	1,245,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	11,772,000	12,026,000	12,223,000	12,442,000
Total capital	12,430,000	12,617,000	12,756,000	13,026,000
Risk-weighted assets	77,657,000	78,170,000	77,694,000	78,184,000