Call reports 2002
FIRST NATIONAL BANK OF RAYMOND, THE — 2002
What FIRST NATIONAL BANK OF RAYMOND, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 103,275,000 | 104,640,000 | 104,106,000 | 106,169,000 |
| Total loans | 69,956,000 | 70,412,000 | 68,773,000 | 66,712,000 |
| Allowance for loan losses | 864,000 | 858,000 | 806,000 | 753,000 |
| Securities available for sale | 24,785,000 | 26,598,000 | 26,159,000 | 30,167,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,070,000 | 91,781,000 | 91,151,000 | 93,137,000 |
| Interest-bearing deposits | 80,945,000 | 81,584,000 | 81,031,000 | 81,767,000 |
| Noninterest-bearing deposits | 10,125,000 | 10,197,000 | 10,120,000 | 11,370,000 |
| Equity capital | 10,213,000 | 10,751,000 | 11,229,000 | 11,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,740,000 | 3,455,000 | 5,190,000 | 6,854,000 |
| Interest expense | 813,000 | 1,595,000 | 2,368,000 | 3,119,000 |
| Net interest income | 927,000 | 1,860,000 | 2,822,000 | 3,735,000 |
| Noninterest income | 186,000 | 381,000 | 590,000 | 817,000 |
| Noninterest expense | 712,000 | 1,422,000 | 2,121,000 | 2,887,000 |
| Provision for loan losses | 25,000 | 25,000 | 106,000 | 129,000 |
| Pretax income | 376,000 | 795,000 | 1,194,000 | 1,552,000 |
| Income tax | 103,000 | 224,000 | 322,000 | 413,000 |
| Net income | 273,000 | 571,000 | 872,000 | 1,139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,148,000 | 10,410,000 | 10,626,000 | 10,821,000 |
| Total capital | 11,012,000 | 11,268,000 | 11,432,000 | 11,574,000 |
| Risk-weighted assets | 83,053,000 | 84,324,000 | 82,285,000 | 80,800,000 |