Call reports 2025
FIRST RELIANCE BANK — 2025
What FIRST RELIANCE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,095,406,000 | 1,099,877,000 | 1,095,897,000 | 1,091,534,000 |
| Total loans | 806,847,000 | 799,647,000 | 793,294,000 | 792,177,000 |
| Allowance for loan losses | 8,655,000 | 8,536,000 | 8,743,000 | 8,828,000 |
| Securities available for sale | 181,596,000 | 194,136,000 | 199,531,000 | 195,896,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 983,518,000 | 951,263,000 | 961,261,000 | 949,891,000 |
| Interest-bearing deposits | 754,636,000 | 730,987,000 | 667,193,000 | 693,502,000 |
| Noninterest-bearing deposits | 228,882,000 | 220,276,000 | 294,068,000 | 256,389,000 |
| Equity capital | 98,915,000 | 102,292,000 | 105,015,000 | 108,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 13,772,000 | 28,075,000 | 42,533,000 | 56,754,000 |
| Interest expense | 4,680,000 | 9,576,000 | 14,328,000 | 18,682,000 |
| Net interest income | 9,092,000 | 18,499,000 | 28,205,000 | 38,072,000 |
| Noninterest income | 2,624,000 | 7,587,000 | 10,607,000 | 13,772,000 |
| Noninterest expense | 8,504,000 | 17,548,000 | 26,206,000 | 35,057,000 |
| Provision for loan losses | 364,000 | 298,000 | 546,000 | 567,000 |
| Pretax income | 2,323,000 | 7,561,000 | 11,539,000 | 15,351,000 |
| Income tax | 474,000 | 1,732,000 | 2,704,000 | 3,341,000 |
| Net income | 1,849,000 | 5,829,000 | 8,835,000 | 12,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,046,000 | 107,499,000 | 108,508,000 | 111,674,000 |
| Total capital | 114,472,000 | 116,960,000 | 118,018,000 | 121,324,000 |
| Risk-weighted assets | 881,252,000 | 907,847,000 | 869,843,000 | 877,873,000 |