Call reports 2022
FIRST RELIANCE BANK — 2022
What FIRST RELIANCE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 951,164,000 | 944,116,000 | 943,937,000 | 934,534,000 |
| Total loans | 615,591,000 | 657,571,000 | 651,185,000 | 669,121,000 |
| Allowance for loan losses | 7,213,000 | 7,505,000 | 7,637,000 | 7,667,000 |
| Securities available for sale | 144,283,000 | 164,440,000 | 160,504,000 | 162,097,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 842,046,000 | 835,177,000 | 844,486,000 | 802,042,000 |
| Interest-bearing deposits | 564,545,000 | 565,943,000 | 562,804,000 | 542,757,000 |
| Noninterest-bearing deposits | 277,501,000 | 269,234,000 | 281,682,000 | 259,285,000 |
| Equity capital | 85,721,000 | 83,050,000 | 81,396,000 | 82,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,022,000 | 14,818,000 | 23,788,000 | 33,196,000 |
| Interest expense | 221,000 | 440,000 | 889,000 | 2,092,000 |
| Net interest income | 6,801,000 | 14,378,000 | 22,899,000 | 31,104,000 |
| Noninterest income | 2,669,000 | 4,847,000 | 7,878,000 | 9,553,000 |
| Noninterest expense | 8,020,000 | 15,992,000 | 23,792,000 | 31,247,000 |
| Provision for loan losses | 81,000 | 194,000 | 361,000 | 476,000 |
| Pretax income | 1,369,000 | 3,039,000 | 6,624,000 | 8,934,000 |
| Income tax | 264,000 | 613,000 | 1,421,000 | 1,914,000 |
| Net income | 1,105,000 | 2,426,000 | 5,203,000 | 7,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,338,000 | 90,660,000 | 93,488,000 | 95,319,000 |
| Total capital | 96,551,000 | 98,165,000 | 101,125,000 | 102,986,000 |
| Risk-weighted assets | 706,301,000 | 756,872,000 | 750,628,000 | 766,956,000 |