Call reports 2019
FIRST RELIANCE BANK — 2019
What FIRST RELIANCE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 602,464,000 | 632,878,000 | 654,664,000 | 659,197,000 |
| Total loans | 461,429,000 | 502,994,000 | 515,425,000 | 508,084,000 |
| Allowance for loan losses | 3,231,000 | 3,211,000 | 3,251,000 | 3,547,000 |
| Securities available for sale | 38,795,000 | 37,434,000 | 36,156,000 | 35,684,000 |
| Securities held to maturity | 11,728,000 | 11,422,000 | 10,801,000 | 10,417,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 515,021,000 | 530,323,000 | 510,590,000 | 506,300,000 |
| Interest-bearing deposits | 395,534,000 | 409,901,000 | 385,046,000 | 367,775,000 |
| Noninterest-bearing deposits | 119,487,000 | 120,422,000 | 125,544,000 | 138,525,000 |
| Equity capital | 63,813,000 | 66,017,000 | 68,026,000 | 69,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,557,000 | 13,586,000 | 20,665,000 | 27,840,000 |
| Interest expense | 1,214,000 | 2,523,000 | 3,923,000 | 5,175,000 |
| Net interest income | 5,343,000 | 11,063,000 | 16,742,000 | 22,665,000 |
| Noninterest income | 2,230,000 | 5,313,000 | 8,783,000 | 10,941,000 |
| Noninterest expense | 6,198,000 | 12,771,000 | 19,222,000 | 25,484,000 |
| Provision for loan losses | 138,000 | 307,000 | 516,000 | 986,000 |
| Pretax income | 1,258,000 | 3,319,000 | 5,808,000 | 7,157,000 |
| Income tax | 275,000 | 749,000 | 1,319,000 | 1,622,000 |
| Net income | 983,000 | 2,570,000 | 4,489,000 | 5,535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,090,000 | 55,453,000 | 57,009,000 | 58,752,000 |
| Total capital | 57,321,000 | 58,664,000 | 60,259,000 | 62,299,000 |
| Risk-weighted assets | 492,386,000 | 524,912,000 | 541,387,000 | 539,784,000 |