Call reports 2013
FIRST RELIANCE BANK — 2013
What FIRST RELIANCE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 403,997,000 | 379,751,000 | 361,480,000 | 354,727,000 |
| Total loans | 262,904,000 | 244,087,000 | 235,128,000 | 243,907,000 |
| Allowance for loan losses | 4,198,000 | 3,540,000 | 2,899,000 | 2,894,000 |
| Securities available for sale | 55,042,000 | 50,217,000 | 51,214,000 | 12,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 36,952,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 339,023,000 | 314,574,000 | 299,680,000 | 285,831,000 |
| Interest-bearing deposits | 272,392,000 | 248,551,000 | 232,215,000 | 216,838,000 |
| Noninterest-bearing deposits | 66,631,000 | 66,023,000 | 67,465,000 | 68,993,000 |
| Equity capital | 46,861,000 | 46,162,000 | 43,397,000 | 38,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,873,000 | 7,614,000 | 11,196,000 | 14,814,000 |
| Interest expense | 744,000 | 1,377,000 | 1,868,000 | 2,230,000 |
| Net interest income | 3,129,000 | 6,237,000 | 9,328,000 | 12,584,000 |
| Noninterest income | 1,068,000 | 1,899,000 | 1,567,000 | -328,000 |
| Noninterest expense | 4,038,000 | 8,100,000 | 12,623,000 | 17,587,000 |
| Provision for loan losses | 0 | 0 | 610,000 | 610,000 |
| Pretax income | 159,000 | 70,000 | -2,304,000 | -5,907,000 |
| Income tax | 0 | 0 | 0 | 1,397,000 |
| Net income | 159,000 | 70,000 | -2,304,000 | -7,304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,542,000 | 45,453,000 | 43,079,000 | 38,079,000 |
| Total capital | 49,457,000 | 48,993,000 | 45,978,000 | 40,973,000 |
| Risk-weighted assets | 313,066,000 | 292,525,000 | 281,330,000 | 285,490,000 |