Call reports 2001
FIRST RELIANCE BANK — 2001
What FIRST RELIANCE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 74,014,000 | 76,727,000 | 83,550,000 | 86,102,000 |
| Total loans | 51,334,000 | 54,482,000 | 59,372,000 | 64,875,000 |
| Allowance for loan losses | 838,000 | 919,000 | 983,000 | 1,045,000 |
| Securities available for sale | 12,695,000 | 12,215,000 | 14,661,000 | 14,306,000 |
| Securities held to maturity | 444,000 | 1,282,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,408,000 | 64,979,000 | 73,566,000 | 75,714,000 |
| Interest-bearing deposits | 53,496,000 | 54,844,000 | 63,548,000 | 63,511,000 |
| Noninterest-bearing deposits | 9,912,000 | 10,135,000 | 10,018,000 | 12,203,000 |
| Equity capital | 7,162,000 | 7,350,000 | 7,631,000 | 7,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,520,000 | 3,149,000 | 4,668,000 | 6,315,000 |
| Interest expense | 771,000 | 1,532,000 | 2,269,000 | 2,886,000 |
| Net interest income | 749,000 | 1,617,000 | 2,399,000 | 3,429,000 |
| Noninterest income | 286,000 | 676,000 | 1,059,000 | 1,424,000 |
| Noninterest expense | 730,000 | 1,588,000 | 2,464,000 | 3,584,000 |
| Provision for loan losses | 73,000 | 163,000 | 252,000 | 347,000 |
| Pretax income | 245,000 | 542,000 | 755,000 | 929,000 |
| Income tax | 108,000 | 185,000 | 266,000 | 312,000 |
| Net income | 137,000 | 357,000 | 489,000 | 617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,109,000 | 7,329,000 | 7,467,000 | 7,595,000 |
| Total capital | 7,805,000 | 8,067,000 | 8,273,000 | 8,455,000 |
| Risk-weighted assets | 55,551,000 | 58,808,000 | 64,226,000 | 68,792,000 |