Call reports 2010
FIRST SUBURBAN NATIONAL BANK — 2010
What FIRST SUBURBAN NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Total assets | 165,983,000 | 148,722,000 | 143,451,000 |
| Total loans | 115,156,000 | 112,270,000 | 112,076,000 |
| Allowance for loan losses | 2,487,000 | 2,618,000 | 2,409,000 |
| Securities available for sale | 12,268,000 | 10,199,000 | 10,118,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 156,598,000 | 139,974,000 | 135,475,000 |
| Interest-bearing deposits | 140,314,000 | 125,084,000 | 121,318,000 |
| Noninterest-bearing deposits | 16,284,000 | 14,890,000 | 14,158,000 |
| Equity capital | 4,886,000 | 4,258,000 | 3,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Interest income | 1,706,000 | 3,317,000 | 4,873,000 |
| Interest expense | 788,000 | 1,447,000 | 2,002,000 |
| Net interest income | 918,000 | 1,870,000 | 2,871,000 |
| Noninterest income | 285,000 | 567,000 | 768,000 |
| Noninterest expense | 1,649,000 | 3,316,000 | 5,152,000 |
| Provision for loan losses | 429,000 | 692,000 | 692,000 |
| Pretax income | -834,000 | -1,346,000 | -1,980,000 |
| Income tax | 0 | 0 | -42,000 |
| Net income | -834,000 | -1,346,000 | -1,938,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Tier 1 capital | 4,776,000 | 4,264,000 | 3,673,000 |
| Total capital | 6,302,000 | 5,681,000 | 5,155,000 |
| Risk-weighted assets | 121,114,000 | 112,160,000 | 117,595,000 |