Call reports 2008
FIRST SUBURBAN NATIONAL BANK — 2008
What FIRST SUBURBAN NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 193,828,000 | 202,210,000 | 182,354,000 | 186,865,000 |
| Total loans | 159,672,000 | 153,617,000 | 145,232,000 | 142,509,000 |
| Allowance for loan losses | 4,362,000 | 1,883,000 | 1,852,000 | 1,732,000 |
| Securities available for sale | 22,980,000 | 34,459,000 | 23,479,000 | 27,045,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,324,000 | 179,141,000 | 161,206,000 | 167,406,000 |
| Interest-bearing deposits | 151,764,000 | 162,001,000 | 141,726,000 | 149,735,000 |
| Noninterest-bearing deposits | 18,560,000 | 17,140,000 | 19,481,000 | 17,671,000 |
| Equity capital | 14,194,000 | 12,042,000 | 12,081,000 | 9,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,919,000 | 5,615,000 | 8,198,000 | 10,558,000 |
| Interest expense | 1,598,000 | 3,102,000 | 4,380,000 | 5,615,000 |
| Net interest income | 1,321,000 | 2,513,000 | 3,818,000 | 4,943,000 |
| Noninterest income | 157,000 | 318,000 | 485,000 | 658,000 |
| Noninterest expense | 1,861,000 | 3,876,000 | 5,511,000 | 7,516,000 |
| Provision for loan losses | 0 | 2,250,000 | 2,250,000 | 2,250,000 |
| Pretax income | -280,000 | -3,192,000 | -3,347,000 | -4,025,000 |
| Income tax | -101,000 | -1,096,000 | -1,152,000 | 1,675,000 |
| Net income | -179,000 | -2,096,000 | -2,195,000 | -5,700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,080,000 | 12,162,000 | 12,136,000 | 9,158,000 |
| Total capital | 16,069,000 | 14,006,000 | 13,869,000 | 10,824,000 |
| Risk-weighted assets | 156,749,000 | 147,500,000 | 138,551,000 | 133,241,000 |