Call reports 2007
FIRST SUBURBAN NATIONAL BANK — 2007
What FIRST SUBURBAN NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 198,953,000 | 193,340,000 | 194,623,000 | 203,067,000 |
| Total loans | 149,691,000 | 152,666,000 | 148,486,000 | 160,523,000 |
| Allowance for loan losses | 1,733,000 | 1,714,000 | 1,779,000 | 4,429,000 |
| Securities available for sale | 32,783,000 | 28,067,000 | 28,650,000 | 30,130,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,090,000 | 158,085,000 | 166,316,000 | 167,958,000 |
| Interest-bearing deposits | 146,040,000 | 137,077,000 | 147,072,000 | 148,434,000 |
| Noninterest-bearing deposits | 25,050,000 | 21,008,000 | 19,244,000 | 19,524,000 |
| Equity capital | 16,351,000 | 16,259,000 | 16,588,000 | 14,062,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,465,000 | 6,969,000 | 10,426,000 | 13,728,000 |
| Interest expense | 1,598,000 | 3,122,000 | 4,765,000 | 6,434,000 |
| Net interest income | 1,867,000 | 3,847,000 | 5,661,000 | 7,294,000 |
| Noninterest income | 175,000 | 339,000 | 510,000 | 670,000 |
| Noninterest expense | 1,835,000 | 3,635,000 | 5,338,000 | 7,315,000 |
| Provision for loan losses | 65,000 | 140,000 | 215,000 | 4,965,000 |
| Pretax income | 142,000 | 411,000 | 618,000 | -4,316,000 |
| Income tax | 48,000 | 140,000 | 210,000 | -1,468,000 |
| Net income | 94,000 | 271,000 | 408,000 | -2,848,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,653,000 | 16,781,000 | 16,867,000 | 14,208,000 |
| Total capital | 18,386,000 | 18,495,000 | 18,646,000 | 16,212,000 |
| Risk-weighted assets | 152,160,000 | 154,144,000 | 151,285,000 | 159,744,000 |