Call reports 2006
FIRST SUBURBAN NATIONAL BANK — 2006
What FIRST SUBURBAN NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 198,530,000 | 201,531,000 | 203,260,000 | 209,197,000 |
| Total loans | 152,794,000 | 156,883,000 | 151,075,000 | 142,874,000 |
| Allowance for loan losses | 1,534,000 | 1,604,000 | 1,755,000 | 1,678,000 |
| Securities available for sale | 32,136,000 | 30,534,000 | 30,141,000 | 33,569,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,659,000 | 173,237,000 | 175,359,000 | 181,022,000 |
| Interest-bearing deposits | 148,912,000 | 149,089,000 | 154,842,000 | 155,817,000 |
| Noninterest-bearing deposits | 21,748,000 | 24,148,000 | 20,517,000 | 25,205,000 |
| Equity capital | 15,056,000 | 15,918,000 | 16,186,000 | 16,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,226,000 | 6,684,000 | 10,263,000 | 13,860,000 |
| Interest expense | 1,281,000 | 2,761,000 | 4,355,000 | 6,052,000 |
| Net interest income | 1,945,000 | 3,923,000 | 5,908,000 | 7,808,000 |
| Noninterest income | 191,000 | 395,000 | 592,000 | 788,000 |
| Noninterest expense | 1,829,000 | 3,698,000 | 5,597,000 | 7,740,000 |
| Provision for loan losses | 100,000 | 175,000 | 325,000 | 350,000 |
| Pretax income | 207,000 | 445,000 | 578,000 | 506,000 |
| Income tax | 70,000 | 151,000 | 196,000 | 172,000 |
| Net income | 137,000 | 294,000 | 382,000 | 334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,571,000 | 16,660,000 | 16,694,000 | 16,601,000 |
| Total capital | 17,105,000 | 18,264,000 | 18,449,000 | 18,279,000 |
| Risk-weighted assets | 160,703,000 | 164,500,000 | 160,717,000 | 149,890,000 |