Call reports 2005
FIRST SUBURBAN NATIONAL BANK — 2005
What FIRST SUBURBAN NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 165,499,000 | 178,779,000 | 189,769,000 | 189,538,000 |
| Total loans | 123,551,000 | 131,989,000 | 135,295,000 | 144,252,000 |
| Allowance for loan losses | 1,641,000 | 1,672,000 | 1,417,000 | 1,449,000 |
| Securities available for sale | 26,701,000 | 25,714,000 | 34,282,000 | 33,001,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,074,000 | 155,200,000 | 165,298,000 | 163,762,000 |
| Interest-bearing deposits | 123,084,000 | 136,785,000 | 143,946,000 | 142,473,000 |
| Noninterest-bearing deposits | 19,990,000 | 18,415,000 | 21,352,000 | 21,289,000 |
| Equity capital | 11,756,000 | 12,930,000 | 13,190,000 | 13,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,282,000 | 4,821,000 | 7,722,000 | 10,827,000 |
| Interest expense | 699,000 | 1,520,000 | 2,607,000 | 3,805,000 |
| Net interest income | 1,583,000 | 3,301,000 | 5,115,000 | 7,022,000 |
| Noninterest income | 184,000 | 351,000 | 510,000 | 696,000 |
| Noninterest expense | 1,592,000 | 3,266,000 | 5,006,000 | 6,843,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 165,000 |
| Pretax income | 145,000 | 326,000 | 529,000 | 710,000 |
| Income tax | 49,000 | 111,000 | 180,000 | 241,000 |
| Net income | 96,000 | 215,000 | 349,000 | 469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,982,000 | 13,094,000 | 13,465,000 | 14,433,000 |
| Total capital | 13,611,000 | 14,766,000 | 14,882,000 | 15,882,000 |
| Risk-weighted assets | 130,329,000 | 139,500,000 | 145,335,000 | 150,774,000 |