Call reports 2004
FIRST SUBURBAN NATIONAL BANK — 2004
What FIRST SUBURBAN NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 144,314,000 | 150,926,000 | 149,770,000 | 158,070,000 |
| Total loans | 104,919,000 | 109,128,000 | 111,535,000 | 119,255,000 |
| Allowance for loan losses | 1,526,000 | 1,630,000 | 1,661,000 | 1,628,000 |
| Securities available for sale | 29,348,000 | 27,664,000 | 29,404,000 | 28,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,151,000 | 128,241,000 | 126,093,000 | 135,472,000 |
| Interest-bearing deposits | 102,477,000 | 107,081,000 | 105,577,000 | 117,402,000 |
| Noninterest-bearing deposits | 18,674,000 | 21,160,000 | 20,516,000 | 18,070,000 |
| Equity capital | 11,780,000 | 11,255,000 | 11,729,000 | 11,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,939,000 | 3,938,000 | 6,002,000 | 8,282,000 |
| Interest expense | 521,000 | 1,073,000 | 1,640,000 | 2,267,000 |
| Net interest income | 1,418,000 | 2,865,000 | 4,362,000 | 6,015,000 |
| Noninterest income | 189,000 | 368,000 | 582,000 | 763,000 |
| Noninterest expense | 1,509,000 | 3,007,000 | 4,486,000 | 6,000,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 82,000 | 180,000 | 382,000 | 672,000 |
| Income tax | 28,000 | 61,000 | 130,000 | 228,000 |
| Net income | 54,000 | 119,000 | 252,000 | 444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,247,000 | 11,345,000 | 11,546,000 | 11,836,000 |
| Total capital | 12,618,000 | 12,805,000 | 13,011,000 | 13,396,000 |
| Risk-weighted assets | 109,559,000 | 116,120,000 | 116,886,000 | 124,726,000 |