Call reports 2003
FIRST SUBURBAN NATIONAL BANK — 2003
What FIRST SUBURBAN NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 136,726,000 | 141,013,000 | 139,905,000 | 137,090,000 |
| Total loans | 97,183,000 | 101,424,000 | 104,451,000 | 104,575,000 |
| Allowance for loan losses | 1,301,000 | 1,305,000 | 1,347,000 | 1,456,000 |
| Securities available for sale | 30,511,000 | 31,579,000 | 26,885,000 | 24,130,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,385,000 | 120,895,000 | 118,188,000 | 116,284,000 |
| Interest-bearing deposits | 101,482,000 | 101,532,000 | 99,509,000 | 97,250,000 |
| Noninterest-bearing deposits | 16,903,000 | 19,363,000 | 18,679,000 | 19,034,000 |
| Equity capital | 11,582,000 | 11,665,000 | 11,474,000 | 11,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,975,000 | 4,003,000 | 5,911,000 | 7,840,000 |
| Interest expense | 603,000 | 1,190,000 | 1,699,000 | 2,196,000 |
| Net interest income | 1,372,000 | 2,813,000 | 4,212,000 | 5,644,000 |
| Noninterest income | 212,000 | 409,000 | 640,000 | 846,000 |
| Noninterest expense | 1,440,000 | 2,913,000 | 4,369,000 | 5,879,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 235,000 | 538,000 | 682,000 | 795,000 |
| Income tax | 78,000 | 183,000 | 227,000 | 262,000 |
| Net income | 157,000 | 355,000 | 455,000 | 533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,605,000 | 10,906,000 | 11,052,000 | 11,165,000 |
| Total capital | 11,858,000 | 12,211,000 | 12,399,000 | 12,518,000 |
| Risk-weighted assets | 100,442,000 | 105,477,000 | 107,720,000 | 107,757,000 |