Call reports 2002
FIRST SUBURBAN NATIONAL BANK — 2002
What FIRST SUBURBAN NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 147,104,000 | 148,380,000 | 138,237,000 | 137,467,000 |
| Total loans | 98,259,000 | 96,785,000 | 93,385,000 | 96,022,000 |
| Allowance for loan losses | 1,886,000 | 1,866,000 | 1,715,000 | 1,432,000 |
| Securities available for sale | 28,810,000 | 28,602,000 | 31,842,000 | 32,926,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,411,000 | 128,522,000 | 116,886,000 | 120,040,000 |
| Interest-bearing deposits | 109,999,000 | 109,411,000 | 98,863,000 | 101,552,000 |
| Noninterest-bearing deposits | 17,412,000 | 19,111,000 | 18,023,000 | 18,488,000 |
| Equity capital | 9,672,000 | 9,781,000 | 11,223,000 | 11,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,142,000 | 4,257,000 | 6,419,000 | 8,403,000 |
| Interest expense | 980,000 | 1,905,000 | 2,730,000 | 3,427,000 |
| Net interest income | 1,162,000 | 2,352,000 | 3,689,000 | 4,976,000 |
| Noninterest income | 157,000 | 353,000 | 536,000 | 920,000 |
| Noninterest expense | 1,587,000 | 3,220,000 | 4,854,000 | 6,477,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | -298,000 | -575,000 | -528,000 | -510,000 |
| Income tax | 0 | 0 | -190,000 | -363,000 |
| Net income | -298,000 | -575,000 | -338,000 | -147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,734,000 | 8,464,000 | 10,353,000 | 10,370,000 |
| Total capital | 10,001,000 | 9,744,000 | 11,593,000 | 11,620,000 |
| Risk-weighted assets | 100,776,000 | 101,621,000 | 98,755,000 | 99,821,000 |