Call reports 2020
OHANA PACIFIC BANK — 2020
What OHANA PACIFIC BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 181,772,000 | 202,903,000 | 196,695,000 | 197,802,000 |
| Total loans | 142,341,000 | 148,422,000 | 151,581,000 | 149,494,000 |
| Allowance for loan losses | 1,580,000 | 1,637,000 | 1,705,000 | 1,779,000 |
| Securities available for sale | 1,998,000 | 1,945,000 | 4,799,000 | 840,000 |
| Securities held to maturity | 0 | 0 | 0 | 3,899,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,356,000 | 180,336,000 | 173,631,000 | 174,420,000 |
| Interest-bearing deposits | 124,837,000 | 136,332,000 | 131,676,000 | 129,168,000 |
| Noninterest-bearing deposits | 35,519,000 | 44,004,000 | 41,955,000 | 45,252,000 |
| Equity capital | 20,027,000 | 20,700,000 | 21,154,000 | 21,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,783,000 | 3,428,000 | 5,110,000 | 6,766,000 |
| Interest expense | 397,000 | 782,000 | 1,126,000 | 1,415,000 |
| Net interest income | 1,386,000 | 2,646,000 | 3,984,000 | 5,351,000 |
| Noninterest income | 87,000 | 157,000 | 244,000 | 327,000 |
| Noninterest expense | 1,112,000 | 2,069,000 | 2,846,000 | 3,743,000 |
| Provision for loan losses | 26,000 | 83,000 | 151,000 | 225,000 |
| Pretax income | 335,000 | 651,000 | 1,231,000 | 1,710,000 |
| Income tax | 92,000 | 209,000 | 362,000 | 462,000 |
| Net income | 243,000 | 442,000 | 869,000 | 1,248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,026,000 | 20,700,000 | 21,154,000 | 21,562,000 |
| Total capital | 21,584,000 | 22,370,000 | 22,882,000 | 23,181,000 |
| Risk-weighted assets | 124,537,000 | 133,557,000 | 138,200,000 | 129,280,000 |