Call reports 2019
OHANA PACIFIC BANK — 2019
What OHANA PACIFIC BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 161,576,000 | 165,393,000 | 174,092,000 | 183,814,000 |
| Total loans | 135,721,000 | 137,859,000 | 141,788,000 | 143,973,000 |
| Allowance for loan losses | 1,467,000 | 1,554,000 | 1,554,000 | 1,554,000 |
| Securities available for sale | 0 | 0 | 0 | 1,998,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,672,000 | 146,113,000 | 154,136,000 | 162,490,000 |
| Interest-bearing deposits | 114,518,000 | 116,772,000 | 124,112,000 | 127,392,000 |
| Noninterest-bearing deposits | 28,154,000 | 29,341,000 | 30,024,000 | 35,098,000 |
| Equity capital | 18,237,000 | 18,764,000 | 19,248,000 | 19,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,738,000 | 3,537,000 | 5,378,000 | 7,198,000 |
| Interest expense | 340,000 | 728,000 | 1,132,000 | 1,540,000 |
| Net interest income | 1,398,000 | 2,809,000 | 4,246,000 | 5,658,000 |
| Noninterest income | 86,000 | 167,000 | 280,000 | 381,000 |
| Noninterest expense | 1,076,000 | 2,057,000 | 2,947,000 | 3,771,000 |
| Provision for loan losses | 42,000 | 129,000 | 129,000 | 129,000 |
| Pretax income | 366,000 | 790,000 | 1,450,000 | 2,139,000 |
| Income tax | 100,000 | 218,000 | 404,000 | 593,000 |
| Net income | 266,000 | 572,000 | 1,046,000 | 1,546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,237,000 | 18,764,000 | 19,248,000 | 19,758,000 |
| Total capital | 19,693,000 | 20,227,000 | 20,752,000 | 21,357,000 |
| Risk-weighted assets | 116,407,000 | 116,855,000 | 120,215,000 | 127,873,000 |