Call reports 2018
OHANA PACIFIC BANK — 2018
What OHANA PACIFIC BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 151,661,000 | 152,072,000 | 153,038,000 | 160,546,000 |
| Total loans | 120,444,000 | 124,092,000 | 123,665,000 | 130,156,000 |
| Allowance for loan losses | 1,309,000 | 1,365,000 | 1,399,000 | 1,425,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,834,000 | 134,216,000 | 134,803,000 | 141,830,000 |
| Interest-bearing deposits | 104,777,000 | 105,546,000 | 107,889,000 | 112,504,000 |
| Noninterest-bearing deposits | 29,057,000 | 28,670,000 | 26,914,000 | 29,326,000 |
| Equity capital | 17,258,000 | 17,397,000 | 17,768,000 | 18,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,467,000 | 2,993,000 | 4,589,000 | 6,246,000 |
| Interest expense | 158,000 | 349,000 | 586,000 | 875,000 |
| Net interest income | 1,309,000 | 2,644,000 | 4,003,000 | 5,371,000 |
| Noninterest income | 85,000 | 256,000 | 355,000 | 467,000 |
| Noninterest expense | 1,072,000 | 1,976,000 | 2,868,000 | 3,716,000 |
| Provision for loan losses | 36,000 | 91,000 | 126,000 | 152,000 |
| Pretax income | 286,000 | 833,000 | 1,364,000 | 1,970,000 |
| Income tax | 85,000 | 245,000 | 404,000 | 573,000 |
| Net income | 201,000 | 588,000 | 960,000 | 1,397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,258,000 | 17,397,000 | 17,768,000 | 18,211,000 |
| Total capital | 18,561,000 | 18,733,000 | 19,096,000 | 19,598,000 |
| Risk-weighted assets | 104,151,000 | 106,782,000 | 106,185,000 | 110,858,000 |