Call reports 2017
OHANA PACIFIC BANK — 2017
What OHANA PACIFIC BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 136,357,000 | 136,620,000 | 143,592,000 | 144,163,000 |
| Total loans | 106,278,000 | 109,795,000 | 109,106,000 | 118,290,000 |
| Allowance for loan losses | 1,187,000 | 1,217,000 | 1,237,000 | 1,280,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,680,000 | 119,698,000 | 126,385,000 | 126,651,000 |
| Interest-bearing deposits | 95,229,000 | 95,530,000 | 101,612,000 | 101,156,000 |
| Noninterest-bearing deposits | 24,451,000 | 24,168,000 | 24,773,000 | 25,495,000 |
| Equity capital | 16,452,000 | 16,651,000 | 16,895,000 | 17,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,223,000 | 2,517,000 | 3,871,000 | 5,273,000 |
| Interest expense | 107,000 | 221,000 | 343,000 | 476,000 |
| Net interest income | 1,116,000 | 2,296,000 | 3,528,000 | 4,797,000 |
| Noninterest income | 86,000 | 174,000 | 258,000 | 367,000 |
| Noninterest expense | 925,000 | 1,828,000 | 2,715,000 | 3,562,000 |
| Provision for loan losses | 20,000 | 49,000 | 69,000 | 112,000 |
| Pretax income | 257,000 | 593,000 | 1,002,000 | 1,490,000 |
| Income tax | 104,000 | 240,000 | 406,000 | 731,000 |
| Net income | 153,000 | 353,000 | 596,000 | 759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,686,000 | 16,021,000 | 16,430,000 | 16,780,000 |
| Total capital | 16,832,000 | 17,197,000 | 17,613,000 | 18,043,000 |
| Risk-weighted assets | 91,433,000 | 93,854,000 | 94,439,000 | 100,878,000 |