Call reports 2016
OHANA PACIFIC BANK — 2016
What OHANA PACIFIC BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 119,426,000 | 125,392,000 | 123,655,000 | 130,507,000 |
| Total loans | 91,946,000 | 95,198,000 | 105,345,000 | 104,039,000 |
| Allowance for loan losses | 1,126,000 | 1,126,000 | 1,146,000 | 1,168,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,320,000 | 108,970,000 | 107,150,000 | 113,691,000 |
| Interest-bearing deposits | 82,644,000 | 82,957,000 | 79,837,000 | 90,725,000 |
| Noninterest-bearing deposits | 20,676,000 | 26,013,000 | 27,313,000 | 22,966,000 |
| Equity capital | 15,900,000 | 16,084,000 | 16,243,000 | 16,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,068,000 | 2,172,000 | 3,294,000 | 4,533,000 |
| Interest expense | 76,000 | 158,000 | 238,000 | 327,000 |
| Net interest income | 992,000 | 2,014,000 | 3,056,000 | 4,206,000 |
| Noninterest income | 75,000 | 163,000 | 236,000 | 440,000 |
| Noninterest expense | 917,000 | 1,724,000 | 2,556,000 | 3,353,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 42,000 |
| Pretax income | 150,000 | 453,000 | 716,000 | 1,251,000 |
| Income tax | 60,000 | 181,000 | 286,000 | 558,000 |
| Net income | 90,000 | 272,000 | 430,000 | 693,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,531,000 | 14,838,000 | 15,101,000 | 15,637,000 |
| Total capital | 15,564,000 | 15,897,000 | 16,249,000 | 16,813,000 |
| Risk-weighted assets | 81,953,000 | 84,124,000 | 91,319,000 | 93,661,000 |