Call reports 2015
OHANA PACIFIC BANK — 2015
What OHANA PACIFIC BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 112,985,000 | 113,980,000 | 118,886,000 | 120,498,000 |
| Total loans | 85,043,000 | 80,129,000 | 85,583,000 | 94,356,000 |
| Allowance for loan losses | 1,243,000 | 1,225,000 | 1,225,000 | 1,125,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,544,000 | 98,260,000 | 102,879,000 | 104,162,000 |
| Interest-bearing deposits | 79,646,000 | 80,847,000 | 81,481,000 | 83,882,000 |
| Noninterest-bearing deposits | 17,898,000 | 17,413,000 | 21,398,000 | 20,280,000 |
| Equity capital | 15,126,000 | 15,416,000 | 15,740,000 | 16,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 998,000 | 2,013,000 | 2,989,000 | 4,020,000 |
| Interest expense | 72,000 | 151,000 | 227,000 | 303,000 |
| Net interest income | 926,000 | 1,862,000 | 2,762,000 | 3,717,000 |
| Noninterest income | 54,000 | 111,000 | 176,000 | 27,000 |
| Noninterest expense | 825,000 | 1,630,000 | 2,396,000 | 3,159,000 |
| Provision for loan losses | 0 | 0 | 0 | -100,000 |
| Pretax income | 155,000 | 343,000 | 542,000 | 685,000 |
| Income tax | -100,000 | -200,000 | -300,000 | -432,000 |
| Net income | 255,000 | 543,000 | 842,000 | 1,117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,026,000 | 14,216,000 | 14,440,000 | 14,588,000 |
| Total capital | 15,020,000 | 15,145,000 | 15,428,000 | 15,657,000 |
| Risk-weighted assets | 79,195,000 | 73,976,000 | 77,951,000 | 84,613,000 |