Call reports 2014
OHANA PACIFIC BANK — 2014
What OHANA PACIFIC BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 105,657,000 | 111,952,000 | 116,618,000 | 111,220,000 |
| Total loans | 75,408,000 | 77,089,000 | 79,311,000 | 81,714,000 |
| Allowance for loan losses | 1,212,000 | 1,224,000 | 1,225,000 | 1,246,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,138,000 | 97,258,000 | 101,587,000 | 95,809,000 |
| Interest-bearing deposits | 78,750,000 | 82,235,000 | 83,715,000 | 79,099,000 |
| Noninterest-bearing deposits | 12,388,000 | 15,023,000 | 17,872,000 | 16,710,000 |
| Equity capital | 14,190,000 | 14,435,000 | 14,756,000 | 15,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 927,000 | 1,858,000 | 2,820,000 | 3,846,000 |
| Interest expense | 79,000 | 164,000 | 246,000 | 325,000 |
| Net interest income | 848,000 | 1,694,000 | 2,574,000 | 3,521,000 |
| Noninterest income | 90,000 | 154,000 | 227,000 | 303,000 |
| Noninterest expense | 795,000 | 1,564,000 | 2,323,000 | 3,155,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 143,000 | 284,000 | 478,000 | 669,000 |
| Income tax | -100,000 | -200,000 | -300,000 | -402,000 |
| Net income | 243,000 | 484,000 | 778,000 | 1,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,690,000 | 13,835,000 | 14,056,000 | 14,339,000 |
| Total capital | 14,607,000 | 14,766,000 | 15,004,000 | 15,319,000 |
| Risk-weighted assets | 72,981,000 | 74,092,000 | 75,551,000 | 78,064,000 |