Call reports 2013
OHANA PACIFIC BANK — 2013
What OHANA PACIFIC BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 98,937,000 | 103,541,000 | 106,113,000 | 104,682,000 |
| Total loans | 69,941,000 | 66,514,000 | 73,254,000 | 75,294,000 |
| Allowance for loan losses | 1,331,000 | 1,255,000 | 1,244,000 | 1,224,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,217,000 | 89,642,000 | 91,813,000 | 90,098,000 |
| Interest-bearing deposits | 74,030,000 | 77,396,000 | 76,241,000 | 77,160,000 |
| Noninterest-bearing deposits | 11,187,000 | 12,246,000 | 15,572,000 | 12,938,000 |
| Equity capital | 13,353,000 | 13,617,000 | 13,932,000 | 14,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 943,000 | 1,903,000 | 2,835,000 | 3,792,000 |
| Interest expense | 87,000 | 174,000 | 256,000 | 338,000 |
| Net interest income | 856,000 | 1,729,000 | 2,579,000 | 3,454,000 |
| Noninterest income | 86,000 | 157,000 | 234,000 | 318,000 |
| Noninterest expense | 738,000 | 1,496,000 | 2,216,000 | 3,028,000 |
| Provision for loan losses | 0 | 0 | -6,000 | 0 |
| Pretax income | 204,000 | 390,000 | 603,000 | 744,000 |
| Income tax | -75,000 | -150,000 | -225,000 | -301,000 |
| Net income | 279,000 | 540,000 | 828,000 | 1,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,353,000 | 13,617,000 | 13,932,000 | 13,825,000 |
| Total capital | 14,215,000 | 14,445,000 | 14,832,000 | 14,740,000 |
| Risk-weighted assets | 68,438,000 | 65,739,000 | 71,571,000 | 72,879,000 |