Call reports 2012
OHANA PACIFIC BANK — 2012
What OHANA PACIFIC BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 92,044,000 | 94,160,000 | 92,718,000 | 95,783,000 |
| Total loans | 62,812,000 | 62,098,000 | 68,383,000 | 68,396,000 |
| Allowance for loan losses | 1,329,000 | 1,304,000 | 1,333,000 | 1,330,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,041,000 | 81,085,000 | 79,446,000 | 82,299,000 |
| Interest-bearing deposits | 69,483,000 | 69,787,000 | 69,542,000 | 71,478,000 |
| Noninterest-bearing deposits | 9,558,000 | 11,298,000 | 9,905,000 | 10,821,000 |
| Equity capital | 12,575,000 | 12,641,000 | 12,788,000 | 13,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 897,000 | 1,817,000 | 2,764,000 | 3,799,000 |
| Interest expense | 127,000 | 249,000 | 353,000 | 446,000 |
| Net interest income | 770,000 | 1,568,000 | 2,411,000 | 3,353,000 |
| Noninterest income | 80,000 | 153,000 | 228,000 | 300,000 |
| Noninterest expense | 682,000 | 1,467,000 | 2,218,000 | 3,040,000 |
| Provision for loan losses | 21,000 | 45,000 | 67,000 | 80,000 |
| Pretax income | 147,000 | 209,000 | 354,000 | 533,000 |
| Income tax | -200,000 | -200,000 | -200,000 | -300,000 |
| Net income | 347,000 | 409,000 | 554,000 | 833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,575,000 | 12,641,000 | 12,788,000 | 13,071,000 |
| Total capital | 13,400,000 | 13,458,000 | 13,676,000 | 13,917,000 |
| Risk-weighted assets | 65,435,000 | 64,865,000 | 70,582,000 | 67,132,000 |