Call reports 2011
OHANA PACIFIC BANK — 2011
What OHANA PACIFIC BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 92,455,000 | 97,798,000 | 94,196,000 | 90,795,000 |
| Total loans | 66,704,000 | 64,285,000 | 63,131,000 | 62,031,000 |
| Allowance for loan losses | 1,858,000 | 1,480,000 | 1,466,000 | 1,431,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,115,000 | 86,261,000 | 81,354,000 | 77,982,000 |
| Interest-bearing deposits | 73,949,000 | 78,297,000 | 72,886,000 | 69,584,000 |
| Noninterest-bearing deposits | 7,166,000 | 7,964,000 | 8,468,000 | 8,398,000 |
| Equity capital | 10,787,000 | 10,898,000 | 12,090,000 | 12,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 992,000 | 1,995,000 | 3,003,000 | 3,921,000 |
| Interest expense | 194,000 | 378,000 | 543,000 | 681,000 |
| Net interest income | 798,000 | 1,617,000 | 2,460,000 | 3,240,000 |
| Noninterest income | 61,000 | 120,000 | 194,000 | 297,000 |
| Noninterest expense | 772,000 | 1,537,000 | 2,308,000 | 2,981,000 |
| Provision for loan losses | 0 | 0 | 11,000 | 85,000 |
| Pretax income | 87,000 | 200,000 | 335,000 | 471,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 86,000 | 199,000 | 334,000 | 470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,787,000 | 10,898,000 | 12,090,000 | 12,228,000 |
| Total capital | 11,680,000 | 11,795,000 | 12,913,000 | 13,045,000 |
| Risk-weighted assets | 70,493,000 | 70,372,000 | 65,066,000 | 64,750,000 |