Call reports 2010
OHANA PACIFIC BANK — 2010
What OHANA PACIFIC BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 73,386,000 | 75,164,000 | 82,137,000 | 91,822,000 |
| Total loans | 64,367,000 | 64,342,000 | 68,834,000 | 67,256,000 |
| Allowance for loan losses | 1,897,000 | 1,902,000 | 1,977,000 | 1,778,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,441,000 | 64,739,000 | 71,704,000 | 80,517,000 |
| Interest-bearing deposits | 57,982,000 | 59,501,000 | 66,029,000 | 74,029,000 |
| Noninterest-bearing deposits | 7,460,000 | 5,238,000 | 5,675,000 | 6,488,000 |
| Equity capital | 7,373,000 | 9,890,000 | 9,840,000 | 10,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 956,000 | 1,920,000 | 2,918,000 | 3,949,000 |
| Interest expense | 227,000 | 436,000 | 645,000 | 853,000 |
| Net interest income | 729,000 | 1,484,000 | 2,273,000 | 3,096,000 |
| Noninterest income | 155,000 | 237,000 | 293,000 | 346,000 |
| Noninterest expense | 763,000 | 1,569,000 | 2,347,000 | 3,039,000 |
| Provision for loan losses | 194,000 | 377,000 | 507,000 | 573,000 |
| Pretax income | -73,000 | -225,000 | -288,000 | -170,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -73,000 | -225,000 | -288,000 | -170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,373,000 | 9,890,000 | 9,840,000 | 10,700,000 |
| Total capital | 8,200,000 | 10,735,000 | 10,747,000 | 11,607,000 |
| Risk-weighted assets | 67,132,000 | 66,473,000 | 71,456,000 | 71,689,000 |