Call reports 2009
OHANA PACIFIC BANK — 2009
What OHANA PACIFIC BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 65,468,000 | 72,198,000 | 74,397,000 | 72,833,000 |
| Total loans | 60,403,000 | 66,946,000 | 68,925,000 | 65,893,000 |
| Allowance for loan losses | 933,000 | 1,144,000 | 1,210,000 | 1,746,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,806,000 | 54,473,000 | 56,713,000 | 64,782,000 |
| Interest-bearing deposits | 51,965,000 | 49,772,000 | 51,874,000 | 59,556,000 |
| Noninterest-bearing deposits | 2,841,000 | 4,700,000 | 4,838,000 | 5,226,000 |
| Equity capital | 9,460,000 | 9,007,000 | 8,579,000 | 7,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 844,000 | 1,729,000 | 2,733,000 | 3,741,000 |
| Interest expense | 290,000 | 554,000 | 802,000 | 1,058,000 |
| Net interest income | 554,000 | 1,175,000 | 1,931,000 | 2,683,000 |
| Noninterest income | 65,000 | 115,000 | 164,000 | 211,000 |
| Noninterest expense | 798,000 | 1,579,000 | 2,355,000 | 3,254,000 |
| Provision for loan losses | 187,000 | 550,000 | 1,025,000 | 2,081,000 |
| Pretax income | -366,000 | -839,000 | -1,285,000 | -2,441,000 |
| Income tax | -2,000 | -2,000 | -2,000 | -3,000 |
| Net income | -364,000 | -837,000 | -1,283,000 | -2,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,460,000 | 9,007,000 | 8,579,000 | 7,436,000 |
| Total capital | 10,255,000 | 9,893,000 | 9,500,000 | 8,315,000 |
| Risk-weighted assets | 63,307,000 | 70,625,000 | 73,299,000 | 69,440,000 |