Call reports 2008
OHANA PACIFIC BANK — 2008
What OHANA PACIFIC BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 63,571,000 | 64,253,000 | 64,344,000 | 67,497,000 |
| Total loans | 44,528,000 | 46,985,000 | 51,579,000 | 55,308,000 |
| Allowance for loan losses | 613,000 | 737,000 | 748,000 | 874,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,446,000 | 53,496,000 | 53,772,000 | 57,156,000 |
| Interest-bearing deposits | 49,141,000 | 49,371,000 | 50,791,000 | 53,379,000 |
| Noninterest-bearing deposits | 3,305,000 | 4,125,000 | 2,982,000 | 3,776,000 |
| Equity capital | 10,753,000 | 10,429,000 | 10,139,000 | 9,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 955,000 | 1,820,000 | 2,742,000 | 3,609,000 |
| Interest expense | 373,000 | 657,000 | 957,000 | 1,262,000 |
| Net interest income | 582,000 | 1,163,000 | 1,785,000 | 2,347,000 |
| Noninterest income | 38,000 | 78,000 | 124,000 | 171,000 |
| Noninterest expense | 772,000 | 1,569,000 | 2,455,000 | 3,284,000 |
| Provision for loan losses | 107,000 | 317,000 | 455,000 | 655,000 |
| Pretax income | -259,000 | -645,000 | -1,001,000 | -1,421,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -259,000 | -645,000 | -1,001,000 | -1,421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,753,000 | 10,429,000 | 10,139,000 | 9,764,000 |
| Total capital | 11,401,000 | 11,089,000 | 10,846,000 | 10,514,000 |
| Risk-weighted assets | 51,222,000 | 52,679,000 | 56,579,000 | 59,957,000 |